STRATEGIC FINANCIAL PLANNING

Live the Life You Want

McCorp Financial Planners are strategic, active managers of your financial goals. We provide financial leadership, direction and accountability as life unfolds, plans change, markets rise and fall and global events come and go.

We:

  •          Take time to understand You;
  •          Focus on Your outcomes;
  •          Are responsive to Your needs;
  •          Act with respect and authenticity; and
  •          Embrace excellence

We believe that a financial plan isn’t built on paper, but on a personal, long-term relationship. We will work with you over time, adapting your plan to your changing circumstances to help you live the life you want.

Your financial and investment plan may include the following:

  •          Wealth Accumulation and Investment Planning
  •          Superannuation and Retirement Planning
  •          Taxation Management
  •          Cash Flow Management
  •          Estate Planning
  •          Risk Management Insurance

Wealth Accumulation and Investment Planning

Making the most of your hard earned income is fundamental to developing a financial plan that will see you maximise your financial security.

McCorp Financial Planners specialise in an active management approach, ensuring you are in control of the opportunities you have to maximise your financial benefits. You are in control of your financial future.

Superannuation

The right choices now can make life a lot more comfortable when you stop working.  Superannuation is a complex product and the key to making the most of it lies in the structure you choose and how you contribute.  At McCorp Financial Planners we can work with you to actively manage your superannuation choices, ensuring an optimal benefit to you.  We can help you choose the right super fund for your goals, talk you through the relevant investment options and select an optimal contribution strategy to maximise the tax effectiveness of your superannuation.

Taxation Management

Every dollar you save through sensible taxation planning is a dollar you can invest for your future.  Effective taxation planning is a vital part of McCorp Financial Planners investment advice and an integral part of your financial plan.

Cash Flow Management

At McCorp Financial Planners we can assist in cash flow management for clients with complex and complicated affairs and also for clients who may require investment income for regular ongoing expenses.

In the case of a retired client, cash flow management is of critical importance. We actively manage your portfolio to ensure sufficient income is earned to pay required or desired pension payments, and to assist in funding other lifestyle expenses.

Estate Planning

You’ve worked all your life to create wealth so that your family can enjoy financial security.  Estate planning aims to ensure that your wishes live on after you’ve gone.

Working with your solicitor, McCorp Financial Planners can develop suitable estate planning strategies to assist you in passing on your wealth efficiently and tax effectively, to best provide for those you care for.  This often involves using estate planning tools such as Wills, testamentary discretionary trusts, binding death benefit nominations (for your superannuation) and Powers of Attorney.

Pre-retirement

If you’ve started to think about when you want to retire and how much you will need to fund your retirement, then it is time to ensure that you have all of the right plans in place.  You may have had a financial plan focused on wealth accumulation but as retirement looms you need a specific transition plan in the time approaching your decision to leave the workforce.

Pre retirement planning involves reviewing your:

  •          Superannuation
  •          Asset Structure
  •          Insurance and Risk
  •          Estate Planning

Retirement

Once you’ve entered into retirement your financial goals may have changed and your funds must be actively managed to ensure you maintain the lifestyle you’ve planned for.

Managing your retirement involves ongoing review of your:

  •          Superannuation
  •          Investment Income
  •          Cash Flow Management
  •          Estate Planning